Software tools for the core parts of an AML/CTF program: risk assessment, program documents, customer checks, transaction monitoring, reporting and training. Built for small and medium Australian businesses. Free 2-week trial.
Important: Instant Compliance is software, not compliance advice.
Our tools help you prepare, record and manage an AML/CTF program. They do not provide legal or compliance advice and do not guarantee compliance with the AML/CTF Act. Your business remains responsible for meeting its own obligations and for every decision it makes using these tools. Instant Compliance is an independent software provider and is not affiliated with, endorsed by or acting on behalf of AUSTRAC or any government body. Read what we do and what stays your responsibility
Runs alongside your practice tools via our Chrome & Edge extension.
Why teams choose us
Three things small and medium businesses care about when Tranche 2 lands: keeping costs down, having a guided process to follow, and software any team member can operate.
Cost
Then from $69/month annual, or $89/month.
Cancel anytime. Verification checks are charged per use ($15 +GST per individual check, $30 +GST per business check), or your customer can pay the fee directly to us, at no charge to you.
Setup
A step-by-step wizard produces a draft AML/CTF program for you to review and tailor.
Designed with the AML/CTF Act's requirements in mind. Answer questions about your business and the platform prepares a draft program document for your compliance officer to review and approve.
Ease
Designed so small teams can run compliance without a big back office.
Built for any team member to operate. Friendly walkthroughs and built-in training modules help your staff learn the platform.
The six steps
The core parts of an AML/CTF program, broken down. Here's how Instant Compliance's tools support each step.
Prefer a guide? Our team will walk you through every step on a free video call, with no obligation. Book a free meeting
The AML/CTF Act requires reporting entities to assess their money laundering and terrorism financing risk, and to keep that assessment under review. Our guided form helps you record your assessment, and you can add a calendar reminder for your periodic review.
The AML/CTF Act requires reporting entities to appoint an AML/CTF compliance officer and to have an AML/CTF program. Our wizard generates a draft AML/CTF program document from your answers, for you to review, tailor and adopt. Checking that it reflects current requirements remains your responsibility.
Add your team members to the platform. Each person gets their own account, built-in AML/CTF training modules, and a simple way to flag anything suspicious to your compliance officer. Employee due diligence tools help you record your screening.
There are three ways to run your KYC and KYB checks. The simplest is to enter your customer's email address. We send them a branded form to complete, and our verification partners check their identity. You choose who pays: cover the fee yourself, or have your customer pay it directly to us at no charge to you, at $15 +GST per individual check and $30 +GST per business check.
Whenever you handle money for clients, log the transaction. You can upload a document and the platform extracts the key details for you to check. It suggests a risk rating and flags anything unusual for your review.
First, enrol with AUSTRAC. From there, Instant Compliance gives your compliance officer tools to keep records and prepare Suspicious Matter and Threshold Transaction reports for review and lodgement with AUSTRAC.
Free setup call
Book a time and our Australian team will join you on a video call to walk through the six steps, screen-share the platform, and answer your questions about how it works. Friendly, jargon-free, no hard sell.
New feature · Reliance
From 1 July 2026, every professional involved in a property transaction (the agent, conveyancer, lawyer, and accountant) must conduct their own customer due diligence. Without Reliance, that means four separate identity requests to the same client. With Instant Compliance Reliance, a verified check from one firm can be shared with every other firm in the transaction. Your client verifies once. Each firm keeps its own obligations.
Choose your path
Three places to start, depending on how familiar you already are with Tranche 2.
A plain-language guide to Tranche 2: what it is, who's affected, and what the obligations actually look like in practice.
Explore the guideOur platform generates a draft AML/CTF program document from your answers, for you to review and tailor.
Our mission is to make AML/CTF compliance simpler for small businesses. Software priced so any Australian business can afford it.
No API integration project required. Instant Compliance runs as a lightweight Chrome and Edge extension, alongside your CRM, banking portal, accounting software, or in-house tools.
Available on
Works alongside the tools you use
Illustrative placeholders, not named integrations. Tell us which tools your team uses and we'll check them with you.
No API keys, no procurement, no waiting on your software vendor.
Runs alongside web-based tools, including industry platforms with no public API.
Your team keeps using the tools they know. Compliance work, streamlined into your existing workflow.
The platform
Eight tools for the core parts of an AML/CTF program, in one platform.
Proudly Australian madeOur founder, Simon Giles, has spent the last 15 years building startups, always with the same instinct: take something complicated and make it feel obvious. With a background in user-experience design, he founded Instant Compliance to do exactly that for AML/CTF compliance.
Alongside him, Mike Giles leads engineering as CTO, with three decades of financial-technology experience across Australia, the UK and the US, building the platform behind the simple front-end.
“Compliance shouldn't be a punishment for running an honest business. We built Instant Compliance so any Australian business can run its AML/CTF program properly, without the pain.”
Free 2-week trial
Start your free trial. If it's not right for you, cancel anytime, and we'll be in your timezone if you need a hand.
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