What's included in the $50 free credit?

All new customers receive $50 in credit upon signup to use for KYC (individual) or KYB (business) verifications. This is a one-time credit to help you get started.

How does pay-as-you-use pricing work?

You only pay for the KYC and KYB verifications you actually use. There are no monthly minimums, no rollover, and no surprise fees. $15 per KYC, $30 per KYB.

Who pays for the checks, me or my customer?

Your choice, on every check. You can absorb the cost yourself at our flat per-check rate ($15 per KYC, $30 per KYB), or pass it to your customer. They enter their card details and pay the $15 +GST (individual) or $30 +GST (business) fee to Instant Compliance directly before the check runs, so there is no charge to you. You can switch it on per check or set it as your default.

Can I change plans later?

Yes! You can upgrade or downgrade your plan at any time. Changes take effect at the start of your next billing cycle.

What's the difference between monthly and annual billing?

Annual billing saves you 10%+ compared to monthly billing. You pay upfront for the year and save money.

Is onboarding really self-serve?

Yes! Our platform is designed to be intuitive with step-by-step guidance. You can get your risk assessment and draft program document started on your own. But if you need help, our support team is available via email, chat, or phone.

What do "1 person", "2–5 users", and "6–25 users" mean?

This is how many people can have their own Instant Compliance account on that plan. Anyone who needs access for training, KYC, or compliance workflows should be included.

What if I have more than 25 users?

Choose the Enterprise tier for custom pricing, unlimited scale, volume discounts on verifications, and optional white labelling, or contact us for a tailored quote.

Are there any setup fees?

No setup fees, no hidden costs. The price you see is the price you pay (plus GST and any KYC/KYB verifications you use).

Pricing

Honest pricing for honest businesses.

Software tools for your AML/CTF program. Every plan includes the core tools, with friendly Australian support and no setup fees.

Cancel anytime$50 free creditPass check costs to clientsAustralian-owned

Choose your plan

Toggle between monthly and annual to compare prices

✓ Annual pricing shown below. You're saving 10%+

Solo

For sole practitioners or a single compliance user. The core software tools for a sole practitioner.

$69/mo +GST

Billed annually at $828 +GST

Includes program document, training and reporting tools
KYC $15 +GST
KYB $30 +GST
No setup fee
Personal onboarding assistance

Core Features

Employee Onboarding

1 person

Risk Assessment

AML Policy

Team Training

Suspicious Matter Reporting

Audit log

Reporting

PEPs, Sanctions & Criminal Watchlist Screening

Branded Email Templates

Verifications (Pay-per-use)

Individual Checks (KYC / DVI)

Automated reminders

$15 +GST Each

Business Checks (KYB)

UBOs extracted automatically

$30 +GST Each

Simple Multi-Party Transaction Checks

Capped at $70

Capped at $70 +GST

Simple White-Glove Checks

Done for you

$99 +GST Each

Complex White-Glove Checks

Dedicated team member

Talk to us

Support & Services

Initial Onboarding & Transition

Self-serve, with complimentary onboarding support whenever you need it

Email, Chat & Phone Support

Account Manager

Instant Compliance team

Integrations & API access

Start Free Trial

Free 2-week trial · No card required

Team

For small teams who need every staff member onboarded and trained. Account management from the Instant Compliance team.

$119/mo +GST

Billed annually at $1428 +GST

Includes program document, training and reporting tools
KYC $15 +GST
KYB $30 +GST
No setup fee
Personal onboarding assistance

Core Features

Employee Onboarding

2–5 users

Risk Assessment

AML Policy

Team Training

Suspicious Matter Reporting

Audit log

Reporting

PEPs, Sanctions & Criminal Watchlist Screening

Branded Email Templates

Verifications (Pay-per-use)

Individual Checks (KYC / DVI)

Automated reminders

$15 +GST Each

Business Checks (KYB)

UBOs extracted automatically

$30 +GST Each

Simple Multi-Party Transaction Checks

Capped at $70

Capped at $70 +GST

Simple White-Glove Checks

Done for you

$99 +GST Each

Complex White-Glove Checks

Dedicated team member

Talk to us

Support & Services

Initial Onboarding & Transition

Easy to self-serve, with complimentary onboarding support available for as long as you need

Email, Chat & Phone Support

Account Manager

Instant Compliance team

Integrations & API access

Start Free Trial

Free 2-week trial · No card required

Professional

For larger practices with more employees and higher verification volumes. Priority support and scale.

$149/mo +GST

Billed annually at $1788 +GST

Includes program document, training and reporting tools
KYC $15 +GST
KYB $30 +GST
No setup fee
Personal onboarding assistance

Core Features

Employee Onboarding

6–25 users

Risk Assessment

AML Policy

Team Training

Suspicious Matter Reporting

Audit log

Reporting

PEPs, Sanctions & Criminal Watchlist Screening

Branded Email Templates

Verifications (Pay-per-use)

Individual Checks (KYC / DVI)

Automated reminders

$15 +GST Each

Business Checks (KYB)

UBOs extracted automatically

$30 +GST Each

Simple Multi-Party Transaction Checks

Capped at $70

Capped at $70 +GST

Simple White-Glove Checks

Done for you

$99 +GST Each

Complex White-Glove Checks

Dedicated team member

Talk to us

Support & Services

Initial Onboarding & Transition

Easy to self-serve, with complimentary onboarding support available for as long as you need

Email, Chat & Phone Support

Account Manager

Dedicated

Integrations & API access

Start Free Trial

Free 2-week trial · No card required

Enterprise

For large organisations that need custom scale, white labelling, volume pricing, and a dedicated implementation team.

26+ usersVolume pricing on verificationsWhite-label and dedicated implementation

Contact Sales

Complex White-Glove Service

A dedicated team member to assist with complex checks.

If you're dealing with complex entities and want our team to assist with complex checks, talk to us.

Dedicated team memberMulti-jurisdictional & overseas entitiesAssistance on every check

Talk to sales

Compare

Plans, side by side.

Pick the plan that matches your team.

Solo

For sole practitioners or a single compliance user. The core software tools for a sole practitioner.

$69/mo +GST

Billed annually $828 +GST

Includes program document, training and reporting tools
KYC $15 +GST
KYB $30 +GST

Team

For small teams who need every staff member onboarded and trained. Account management from the Instant Compliance team.

$119/mo +GST

Billed annually $1428 +GST

Includes program document, training and reporting tools
KYC $15 +GST
KYB $30 +GST

Professional

For larger practices with more employees and higher verification volumes. Priority support and scale.

$149/mo +GST

Billed annually $1788 +GST

Includes program document, training and reporting tools
KYC $15 +GST
KYB $30 +GST

Core Features

Employee Onboarding

1 person

2–5 users

6–25 users

Risk Assessment

AML Policy

Team Training

Suspicious Matter Reporting

Audit log

Reporting

PEPs, Sanctions & Criminal Watchlist Screening

Branded Email Templates

Verifications (Pay-per-use)

Individual Checks (KYC / DVI)

Automated reminders to your customer

You pay, or your client pays: your choice

$15 +GST Each

Business Checks (KYB)

UBOs extracted automatically

You pay, or your client pays: your choice

$30 +GST Each

Simple Multi-Party Transaction Checks

Capped at $70, no matter how many parties

Capped at $70 +GST

Simple White-Glove Checks

Done for you: we call & chase signatures

$99 +GST Each

Complex White-Glove Checks

Dedicated team member assists on every check

Talk to us

Support & Services

Initial Onboarding & Transition

Self-serve, with complimentary onboarding support whenever you need it

Easy to self-serve, with complimentary onboarding support available for as long as you need

Email, Chat & Phone Support

Account Manager

Instant Compliance team

Dedicated

Integrations & API access

Ready to start?

No card required · Free 2-week trial

Start Free Trial

Enterprise

For large organisations that need custom scale, white labelling, volume pricing, and a dedicated implementation team.

26+ usersVolume pricing on verificationsWhite-label and dedicated implementation

Contact Sales

Complex White-Glove Service

A dedicated team member to assist with complex checks.

If you're dealing with complex entities and want our team to assist with complex checks, talk to us.

Dedicated team memberMulti-jurisdictional & overseas entitiesAssistance on every check

Talk to sales

New: you choose who pays

Your customer can pay for their own check.

Every time you run an individual or business check, you decide who covers the fee: you, or your customer. If your customer pays the $15 +GST (individual) or $30 +GST (business) fee directly to us, there is no charge to you.

You pay

Absorb the cost yourself at our flat per-check rate: $15 +GST per individual check, $30 +GST per business check. No markup, no monthly minimums, pay only for what you use.

Predictable, transparent per-check pricing
Build it into your fee or absorb it: your call

No charge to you

Your client pays

Turn on customer payment and your customer enters their card details and pays the $15 +GST (individual) or $30 +GST (business) fee directly to us before their check runs. The platform then runs the verification and returns the results for your review, at no charge to you.

Customer pays Instant Compliance directly, so it never touches your books
Card details required before the check starts
Turn it on per check, or make it your default

New · Reliance

Some checks you may not need to run at all.

When another firm in the transaction has already verified your client through Instant Compliance, you can accept that verified check under a reliance arrangement, so your client verifies once. You still run your own screening and risk assessment; you just skip asking for the same documents again.

See how Reliance works

Common questions

Pricing, in plain English.

Free 2-week trial

Ready when you are.

No setup fees, $50 credit on sign-up.

Start free trial See pricing

Australian-owned · Cancel anytime

Important: Instant Compliance is software, not compliance advice.

Our tools help you prepare, record and manage an AML/CTF program. They do not provide legal or compliance advice and do not guarantee compliance with the AML/CTF Act. Your business remains responsible for meeting its own obligations and for every decision it makes using these tools. Instant Compliance is an independent software provider and is not affiliated with, endorsed by or acting on behalf of AUSTRAC or any government body. Read what we do and what stays your responsibility