Technical deep dive

Advanced Platform Capabilities for the EU Single Rulebook.

For compliance officers, MLROs, and procurement teams who need to understand exactly how Instant Compliance works under the hood. Seven core capabilities, fully specified — built for the obligations under AMLAR, AMLD6, MiCA, eIDAS, and GDPR. EU-hosted, AMLA-supervised-ready for 2028.

Pan-European UBO extraction

Stop chasing corporate structures.

Instantly unwrap complex, cross-border entities and identify Ultimate Beneficial Owners across all 27 Member States with a single click. Direct integrations with national commercial registers mean you get authoritative data, not stale PDFs.

Read the full UBO unwrapping deep-dive

Direct integrations with national commercial registers — Handelsregister (DE), Companies House (UK), Infogreffe (FR) and more
Automatic corporate unwrapping to expose layered ownership structures across jurisdictions
Identifies UBOs holding more than 25% of equity or voting control per AMLD thresholds
Refresh on a schedule or on-demand when registers update
Full audit trail of every UBO lookup with timestamps and source data
Handles trusts, foundations, nominee shareholders, and complex holding structures

EU sanctions & PEP screening

Sleep soundly with continuous, automated screening.

Screening against the EU Consolidated Sanctions List and global PEP databases. We monitor your clients 24/7 so you don't have to. Every match is surfaced with full context — source list, match quality, and recommended action — so your compliance officer can make a decision in seconds, not hours.

EU Consolidated Financial Sanctions List, plus UN, OFAC and individual Member-State lists
Daily automated re-screening of your entire customer base — not just new onboardings
PEP coverage: Tier 1 (heads of state), Tier 2 (senior officials), Tier 3 (associates) layered on the same workflow
For CASPs: wallet-address sanctions screening included via leading blockchain analytics providers
Match explainability — every hit shows which list, which field matched, and the confidence score
Adverse media monitoring across 50,000+ news sources in 30 languages

Single Rulebook policy generator

Generate a bulletproof AML policy aligned with the new EU Single Rulebook.

Our wizard builds your Enterprise-Wide Risk Assessment (EWRA) and compliance manual in minutes, tailored to your specific Member State and sector. The output is audit-ready for your National Competent Authority from day one — not a generic template you have to rewrite.

Policy templates aligned to AMLAR — the new EU AML Regulation that supersedes the Directives
EWRA mapped to the European Supranational Risk Assessment (SNRA) categories
Member-State-specific variations built in — ACAM (FR), BaFin (DE), FCA (UK), De Nederlandsche Bank (NL) and more
Outputs feed your CDD and EDD thresholds automatically — no manual transcription
Version control with change history — your auditor sees exactly what changed and when
Plain-English language throughout — no external legal review required for standard sectors

eIDAS-compliant identity verification

Onboard clients remotely with confidence.

Our biometric KYC flows are fully eIDAS-compliant, supporting European ID cards, biometric passports and advanced liveness detection. Remote onboarding that satisfies every National Competent Authority in the EU — including the most demanding ones.

Meets eIDAS Level of Assurance "High" standards for remote electronic identification
NFC chip reading for European biometric passports — extracts and verifies the secure chip data
Liveness detection that defeats deepfakes, presentation attacks, and injection attacks
Supports national ID cards across all 27 EU Member States plus EEA countries
Document authenticity checks: UV/IR verification, font consistency, MRZ validation
Fallback flows for non-biometric documents with human-review escalation

MiCA-ready crypto compliance

Built for the MiCA era.

The rigorous KYC, KYB, and risk-scoring infrastructure that Crypto-Asset Service Providers need to operate legally in the EU. From CASP authorisation support to ongoing Travel Rule compliance, we have the full stack covered.

See the full MiCA compliance page

CASP-specific onboarding flows and risk scoring aligned to ESMA and EBA joint guidelines
Wallet screening integrations with Chainalysis, Elliptic, and TRM Labs
Travel Rule (TFR) message exchange for transfers ≥ €1,000 — IVMS 101 format supported
Enhanced Due Diligence (EDD) triggers for high-risk jurisdictions and self-hosted wallets
Stablecoin and e-money token issuer compliance workflows
CASP authorisation documentation pack for your National Competent Authority submission

Automated STR workflows

Streamline your Suspicious Transaction Reporting.

Empower your team to flag risks internally, and give your Compliance Officer the tools to compile and submit Suspicious Transaction Reports to your national FIU effortlessly. Every step is logged, every decision is auditable.

Internal flagging workflow with structured FATF-aligned suspicion typologies
Audit trail compiled automatically for the Compliance Officer's review before submission
Formatted STR / SAR exports for national FIUs — Tracfin (FR), FIU-Nederland (NL), goAML (DE/AT), and more
Discounting workflow: document why you chose not to file, satisfying the "tipping off" prohibition
Every escalation logged for supervisor inspection with timestamps and analyst notes
Integration with your transaction monitoring alerts — one click from flag to draft STR

Ready when you are

All seven capabilities, included from the Solo tier up.

Most EU customers are live in under 15 minutes. €50 in verification credit on sign-up, no setup fees, cancel anytime.

Start free trial See EU pricing

Want a walkthrough of these capabilities? Book a technical demo.