Technical deep dive
Advanced Platform Capabilities for the EU Single Rulebook.
For compliance officers, MLROs, and procurement teams who need to understand exactly how Instant Compliance works under the hood. Seven core capabilities, fully specified and built for the obligations under AMLAR, AMLD6, MiCA, eIDAS, and GDPR. Data stored in the EU.
Pan-European UBO extraction
Stop chasing corporate structures.
Unwrap cross-border ownership structures from registry data. Upload the register extracts and the platform surfaces Ultimate Beneficial Owners for your review.
Read the full UBO unwrapping deep-dive- Reads ownership structures from the register extracts you upload, whichever national register they came from
- Automatic corporate unwrapping to expose layered ownership structures across jurisdictions
- Identifies UBOs holding more than 25% of equity or voting control per AMLD thresholds
- Refresh on a schedule or on-demand when registers update
- Full audit trail of every UBO lookup with timestamps and source data
- Handles trusts, foundations, nominee shareholders, and complex holding structures
Important: Instant Compliance is software, not compliance advice.
Our tools help you prepare, record and manage an AML/CFT program. They do not provide legal or compliance advice and do not guarantee compliance with the EU AML Regulation or your national AML/CFT law. Your business remains responsible for meeting its own obligations and for every decision it makes using these tools. Instant Compliance is an independent software provider and is not affiliated with, endorsed by or acting on behalf of AMLA, any national supervisor or any government body. Read what we do and what stays your responsibility
EU sanctions & PEP screening
Automated sanctions and PEP screening.
Screening against the EU Consolidated Sanctions List and global PEP databases. Automated re-screening runs on a schedule you set; reviewing matches remains yours. Every match is surfaced with context (source list, match quality, and suggested next step) so your compliance officer can make an informed decision.
- EU Consolidated Financial Sanctions List, plus UN, OFAC and individual Member-State lists
- Automated re-screening of your existing customer base on a schedule you set, not just new onboardings
- PEP coverage: Tier 1 (heads of state), Tier 2 (senior officials), Tier 3 (associates) layered on the same workflow
- For CASPs: wallet-address sanctions screening included via leading blockchain analytics providers
- Match explainability: every hit shows which list, which field matched, and the confidence score
- Adverse media monitoring across a wide range of news sources in multiple languages
Important: Instant Compliance is software, not compliance advice.
Our tools help you prepare, record and manage an AML/CFT program. They do not provide legal or compliance advice and do not guarantee compliance with the EU AML Regulation or your national AML/CFT law. Your business remains responsible for meeting its own obligations and for every decision it makes using these tools. Instant Compliance is an independent software provider and is not affiliated with, endorsed by or acting on behalf of AMLA, any national supervisor or any government body. Read what we do and what stays your responsibility
Single Rulebook policy generator
Draft an AML/CFT policy based on the EU Single Rulebook.
Our wizard prepares a draft EWRA and compliance manual based on your Member State and sector, for you to review and adopt.
- Policy templates based on AMLAR, the new EU AML Regulation that supersedes the Directives
- EWRA mapped to the European Supranational Risk Assessment (SNRA) categories
- Member-State-specific variations built in for ACAM (FR), BaFin (DE), FCA (UK), De Nederlandsche Bank (NL) and more
- Outputs feed your CDD/EDD thresholds
- Version control with change history, so your auditor sees exactly what changed and when
- Plain-English language throughout
Important: Instant Compliance is software, not compliance advice.
Our tools help you prepare, record and manage an AML/CFT program. They do not provide legal or compliance advice and do not guarantee compliance with the EU AML Regulation or your national AML/CFT law. Your business remains responsible for meeting its own obligations and for every decision it makes using these tools. Instant Compliance is an independent software provider and is not affiliated with, endorsed by or acting on behalf of AMLA, any national supervisor or any government body. Read what we do and what stays your responsibility
eIDAS-based identity verification
Onboard clients remotely with confidence.
Biometric identity verification through our verification provider, designed to support eIDAS-level remote identification. Check its suitability for your NCA's requirements.
- Designed to support eIDAS Level of Assurance "High" remote identification through our verification provider
- NFC chip reading for European biometric passports, extracting and verifying the secure chip data
- Liveness detection designed to detect deepfakes, presentation attacks, and injection attacks
- Supports EU and EEA national ID cards
- Document authenticity checks: UV/IR verification, font consistency, MRZ validation
- Fallback flows for non-biometric documents with human-review escalation
Important: Instant Compliance is software, not compliance advice.
Our tools help you prepare, record and manage an AML/CFT program. They do not provide legal or compliance advice and do not guarantee compliance with the EU AML Regulation or your national AML/CFT law. Your business remains responsible for meeting its own obligations and for every decision it makes using these tools. Instant Compliance is an independent software provider and is not affiliated with, endorsed by or acting on behalf of AMLA, any national supervisor or any government body. Read what we do and what stays your responsibility
MiCA crypto compliance tooling
Built for the MiCA era.
KYC, KYB and risk-scoring tools for Crypto-Asset Service Providers operating in the EU, with tools for CASP authorisation support and ongoing Travel Rule work.
See the full MiCA compliance page- CASP-specific onboarding flows and risk scoring based on ESMA and EBA joint guidelines
- Wallet screening integrations with Chainalysis, Elliptic, and TRM Labs
- Travel Rule (TFR) message exchange for transfers ≥ €1,000, with IVMS 101 format supported
- Enhanced Due Diligence (EDD) triggers for high-risk jurisdictions and self-hosted wallets
- Stablecoin and e-money token issuer compliance workflows
- CASP authorisation documentation pack for your National Competent Authority submission
Important: Instant Compliance is software, not compliance advice.
Our tools help you prepare, record and manage an AML/CFT program. They do not provide legal or compliance advice and do not guarantee compliance with the EU AML Regulation or your national AML/CFT law. Your business remains responsible for meeting its own obligations and for every decision it makes using these tools. Instant Compliance is an independent software provider and is not affiliated with, endorsed by or acting on behalf of AMLA, any national supervisor or any government body. Read what we do and what stays your responsibility
Automated STR workflows
Streamline your Suspicious Transaction Reporting.
Give your team a way to flag risks internally, and give your Compliance Officer tools to compile Suspicious Transaction Reports for review before filing with your national FIU. Every step is logged, every decision is recorded.
- Internal flagging workflow with structured suspicion typologies based on FATF guidance
- Audit trail compiled automatically for the Compliance Officer's review before submission
- Formatted STR / SAR exports for national FIUs: Tracfin (FR), FIU-Nederland (NL), goAML (DE/AT), and more
- Discounting workflow: record why you chose not to file, helping you document your decision
- Every escalation logged for supervisor inspection with timestamps and analyst notes
- Integration with your transaction monitoring alerts, so you can draft STR content from a flagged transaction, for your review
Important: Instant Compliance is software, not compliance advice.
Our tools help you prepare, record and manage an AML/CFT program. They do not provide legal or compliance advice and do not guarantee compliance with the EU AML Regulation or your national AML/CFT law. Your business remains responsible for meeting its own obligations and for every decision it makes using these tools. Instant Compliance is an independent software provider and is not affiliated with, endorsed by or acting on behalf of AMLA, any national supervisor or any government body. Read what we do and what stays your responsibility
Retention & purging controls
Record-keeping and privacy controls.
Retention rules you configure to support your 5-year record-keeping and GDPR obligations. Data stored in the EU (Frankfurt); some processing by sub-processors occurs outside the EU. See our Trust page.
- Automated lifecycle: retain CDD records for the AML-mandated 5-year period, then securely purge
- Right-to-be-forgotten workflows that support GDPR Article 17 requests without breaking your AML audit trail
- Data we store is hosted in the EU (Frankfurt); some processing by sub-processors occurs outside the EU (see our Trust page)
- Sub-processor list and Article 28 Data Processing Agreement available on request
- Data export in machine-readable format for portability requests (GDPR Article 20)
- Privacy by design: field-level encryption, access controls, and complete data lineage
Important: Instant Compliance is software, not compliance advice.
Our tools help you prepare, record and manage an AML/CFT program. They do not provide legal or compliance advice and do not guarantee compliance with the EU AML Regulation or your national AML/CFT law. Your business remains responsible for meeting its own obligations and for every decision it makes using these tools. Instant Compliance is an independent software provider and is not affiliated with, endorsed by or acting on behalf of AMLA, any national supervisor or any government body. Read what we do and what stays your responsibility
Ready when you are
Core capabilities included from the Solo tier; MiCA and Travel Rule tooling from Professional.
€50 in verification credit on sign-up, no setup fees, cancel anytime.
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